A little finance funny

Jay was talking with Silly tonight and "threatened" him with adding an item to the budget to help Silly sit in the high chair. I started cracking up! I even have a migraine and laughed, so I must have really thought it funny. Then, I immediately started making a "Top 10" modeled after The Late Show. So here goes:

Top 10 ways you know that Dave Ramsey's Total Money Makeover has invaded your life:

10. Your kids think "The Budget" is like Santa because if they obey, "The Budget" has fun things in store for them.

9. You threaten your kids with "The Budget" the way your parents threatened you with "the belt". ( "Sit down or I'll budget for a high chair with a 5 point harness," was said in our house tonight.)

8. Your kids fear the "Emergency Budget Committee Meeting" the way you feared, "I'll call your father." They know it means they might not get something fun, or an item they have dreaded will be added to the budget.

7. Your older kids voluntarily start cleaning in hopes you notice and add extra commissions to their chart because they are saving for a video game.

6. Instead of begging to go to Chuck E. Cheese, the kids ask how much is in the restaurant envelope and plan their preferred outing accordingly.

5. Your kids think that Dave Ramsey is the grown up version of "Simon Says" because so many conversations have the phrase "Dave says..."

4. When you ask your child to bring you an envelope to mail something, they bring the wallet with the cash envelopes instead.

3. When the clerk asks "Debit or Credit", your child shouts "Cheetah", "Debt is dumb", or "Cash is king!" at her.

2. Your two year old can recite the entire intro to the Dave Ramsey Show. (And now from Financial Peace Plaza, it's the Dave Ramsey Show. Where debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW as the status symbol of choice. I'm Dave Ramsey, your host and this is your show, America. )

1. When you hear "Baker Street" at the grocery store, your toddlers start saying "It's Uncle Dave, Mama!"

All joking aside, I highly recommend attending some sort of financial literacy class with your spouse/partner. Jay and I have never had a fight about money because we have attended FPU together several times. We have a basic outline as provided by Dave Ramsey in both FPU (Financial Peace University) and The Total Money Makeover, and when we don't see eye-to-eye, that's our default.

To my TMMO friends, I hope you got a giggle!

What do YOUR kids say to you that makes you laugh?